Every sport carries some level of risk, and youth and amateur wrestling is no exception. At Martial Arts Group Insurance, we offer a comprehensive program that gives your wrestling team the coverage it needs to cover the financial, physical, and emotional suffering brought on by the sport. From USA wrestling leagues to youth wrestling tournaments and young wrestlers in training programs, we do it all.
The Different Types of Wrestling Insurance
General Liability Insurance
General liability insurance provides protection to wrestling clubs and teams from lawsuits originating from claims of carelessness related to incidents that cause personal injury, property damage, advertising injury, or bodily injury (usually to a wrestler, spectator, or coach). In the event of a settlement or unfavorable court verdict, the insurance policy pays up to the policy limits and covers legal defense costs.
Accident Insurance
Accident insurance is required by wrestling teams and leagues in order to cover the “excess” medical expenses of injured athletes, coaches, and volunteers over and beyond what is typically covered by family health insurance. Furthermore, Accident Medical Insurance coverage can protect affected parties from incurring significant medical costs as a result of their injuries.
Property Insurance
Property and equipment coverage protects any commercial structures and personal property you use for business activities. This can include anything from property damage caused by a flood, storm, or fire to equipment being stolen.
What Insurance Does My School Need for Wrestling?
Now that you’ve discovered your club needs insurance coverage, you’re probably asking yourself, “What insurance does my school need for wrestling?” Unfortunately, there’s no direct answer to this question as it will depend on a number of factors, including:
• The size of your wrestling club
• Whether you need higher limits or not
• The number of students or participants you have
From accident insurance to general liability insurance, it’s vital to take out comprehensive coverage that will keep you, your club, spectators, and wrestlers covered in the event of any type of accident.
What Are the Most Common Injuries Experienced During Wrestling?
Like any other activity, wrestling has its share of risks for participants. Throwing competitors onto the mat during a wrestling match can cause injuries to the head, shoulders, knees, and back. To reduce the likelihood of such an incident, wrestlers, parents, and coaches must be aware of the potential risks of injuries that can arise from the sport. The most common wrestling injuries include:
• Head injuries
• Skin infections
• Knee injuries
• Fractures
• Broken bones and ligaments
These can be costly and severe injuries, which is why amateur and youth wrestling club insurance is a necessity.
Why Should You Choose Martial Arts Group Insurance?
At Martial Arts Group Insurance, we are aware of how difficult and time-consuming it may be to choose the appropriate insurance. To guarantee that our clients have the most comprehensive coverage at the most competitive price, we use an innovative approach that involves combining several insurance options. By getting a quote from us, you can obtain a thorough overview of your insurance solutions and lower your risk of facing unexpected costs you can’t cover.
We also recognize that athletes with distinct lifestyles, such as wrestlers, need specific insurance plans. Because of this, our knowledgeable team collaborates closely with our clients to find specialty insurance plans that offer the coverage they require. These wrestling programs provide the financial security and peace of mind that clubs and students need to concentrate on their training and performance while also taking into account the particular dangers and challenges that come with the sport.
Our team has the necessary knowledge and resources to help you obtain the USA wrestling club insurance coverage you require at a cost you can afford, whether you work with youth teams or professional athletes.
Protect Your Wrestling Club Today!
Let’s face it – accidents happen from time to time and there’s not much we can do to prevent it. However, what we can do is be prepared and take the necessary steps to ensure we’re protected when disaster strikes. Taking out insurance for wrestling clubs is one way to do this.
If you would like a free quote or have any additional questions regarding school wrestling insurance, don’t hesitate to contact us at 800-207-6603 or [email protected] for more information. We’ll be more than willing to assist you on your journey.